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CLEARWATER
INSURANCE

Helping you navigate the Healthcare system.

Life

Start living the life you deserve to live. Live your life your way.

When's the last time you re-evaluated your life insurance? 

Ask us about reviewing your life insurance! 

Life Insurance

  • Term Life
  • Whole Life
  • Universal Life (UL)
  • Indexed Universal Life (IUL)
Term Life Insurance

Provides a death benefit for a specific period with no cash value (usually one year). Premiums for term are lower than those for cash value policies because there is no money being built up within the policy. An inexpensive way to provide the financial security you need for your family or business partnerships.

Permanent Life Insurance

Life insurance that provides lifetime protection and builds cash value over time. The cash can be used as collateral to fund a major purchase or to send your kids to college. It also allows for loans in the event of an emergency. Examples of permanent policies are whole and universal life.


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